SR-22 in Nevada

Checked against official Nevada sources · Last reviewed October 5, 2026

Nevada requires an SR-22 after a DUI, after a long or repeated lapse in your vehicle insurance, and after certain crashes where you had no insurance. Your insurer files it directly with the Nevada DMV.

You keep it for 3 years. After a DUI, that means 36 months in a row of continuous SR-22 coverage. [1][2][3]

Uses SR-22?: Yes
How long: 3 years [2]
After a DUI: 3 years [3]
Base reinstatement fee: $75 [4]
Minimum liability coverage: 25/50/20 [2]

Does Nevada require an SR-22?

Yes. Nevada requires an SR-22 (Certificate of Financial Responsibility), filed by your insurer with the DMV, after a DUI, a long or repeated insurance lapse, and certain crash suspensions. [1]

Form: SR-22 (Certificate of Financial Responsibility) [1]

How long do you need an SR-22 in Nevada?

3 years. For crash (security) suspensions, Nevada law requires proof for 3 years after the date the license is reinstated. [2]

After a DUI

3 years (36 consecutive months) of continuous SR-22 coverage after a DUI [3]

What does reinstatement cost?

$75 driver license reinstatement fee for most offenses. After an alcohol or drug offense (DUI) it is $120 plus a $35 victim impact fee. Insurance-lapse cases have separate registration reinstatement fees ($250-$750) and fines. [4]

We couldn't confirm whether Nevada charges its own fee to file an SR-22. Your insurer may charge one.

What coverage do you need?

$25,000 bodily injury per person, $50,000 bodily injury per crash, $20,000 property damage per crash [2]

What happens if your SR-22 lapses?

Your insurer notifies the DMV right away if you drop coverage. The DMV will suspend your driver license and the registrations of all vehicles in your name. DMV says that if your policy cancels during the SR-22 period, you "may have to start the 3-year requirement all over again." [1]

Don't own a car?

We haven't confirmed this from an official Nevada source yet. Check with Nevada Department of Motor Vehicles (DMV). Your insurer files the SR-22 directly with the DMV..

Who has to file one?

A DUI; a vehicle insurance lapse of 91 days or more, or any third lapse offense within 5 years; and suspensions after a crash where you had no insurance and did not post security (NRS 485) [1]

Who handles it

Nevada Department of Motor Vehicles (DMV). Your insurer files the SR-22 directly with the DMV. [1]

Common questions

What do I need to get my license back after a DUI?

You pay a $120 reinstatement fee plus a $35 victim impact fee, have your insurer file the SR-22, and install an ignition interlock. The DMV adds a "Y" restriction to your license. After 36 months of continuous SR-22 coverage, you go to the DMV to have the "Y" removed before the interlock can come out. [3][4]

Does an insurance lapse mean I need an SR-22?

It depends on how long the lapse was and how many you've had in 5 years. A first or second lapse of 91 days or more requires an SR-22 for 3 years. A third lapse within 5 years requires one no matter how short it was, plus a license suspension of at least 30 days. Registration reinstatement fees are $250, $500, or $750 depending on the offense, and fines can reach $1,000. [1]

What happens if my SR-22 coverage cancels?

Your insurer tells the DMV right away. The DMV will suspend your license and the registrations of every vehicle in your name. The DMV also says you "may have to start the 3-year requirement all over again." [1]

I had a crash without insurance. How long do I need the SR-22?

Nevada law says that after a crash suspension, you must keep proof of financial responsibility for 3 years after the date your license is reinstated. [2]

I don't own a car. Can I still get covered?

Nevada law recognizes an operator's policy, which covers you when you drive. The DMV says an operator policy may be used instead of a vehicle-specific policy, but you must have a Nevada driver license. That DMV statement is general insurance guidance and doesn't say whether an operator policy can carry an SR-22, so confirm with your insurer or the DMV. [1][2]

Sources

Nevada DMV - Nevada Liability Insurance Requirements (official agency page, accessed Oct 5, 2026)
Nevada Revised Statutes Chapter 485 - Motor Vehicles: Insurance and Financial Responsibility (statute, accessed Oct 5, 2026)
Nevada DMV - DUI (official agency page, accessed Oct 5, 2026)
Nevada DMV - Driver License/ID Fees and Exemptions (official agency page, accessed Oct 5, 2026)