SR-22 in Oregon

Checked against official Oregon sources · Last reviewed October 5, 2026

Oregon requires an SR-22 for some drivers, such as after a DUII, a conviction for driving uninsured, or a crash while uninsured. Your insurer files it with Oregon DMV.

You generally keep it for 3 years from the date the filing was first required. Oregon shortened that to 1 year for driving-uninsured convictions on or after January 1, 2026. For an uninsured crash, state law and DMV's suspension guide differ on whether it is 1 or 3 years, so check with DMV. [1][2][5]

Uses SR-22?: Yes
How long: 3 years [2]
After a DUI: 3 years [2]
Base reinstatement fee: $85 [3]
Minimum liability coverage: 25/50/20 [2]

Does Oregon require an SR-22?

Yes. Oregon requires certain drivers to file an SR-22 certificate of insurance with DMV as proof of "future responsibility." [1]

Form: SR-22 certificate (Oregon law calls it a "future responsibility filing"). Types: owner, operator, and "on behalf of" certificates. [1]

How long do you need an SR-22 in Oregon?

Generally 3 years from the date the filing was first required. For a driving-uninsured conviction on or after January 1, 2026, it is 1 year. [2]

After a DUI

3 years from the date the first filing is required, at higher DUII limits (50/100/10) [2]

What does reinstatement cost?

$85 reinstatement fee for suspended or revoked driving privileges, paid to Oregon DMV [3]

We couldn't confirm whether Oregon charges its own fee to file an SR-22. Your insurer may charge one.

What coverage do you need?

$25,000 bodily injury per person, $50,000 bodily injury per crash, $20,000 property damage. DUII filers need 50/100/10 on the SR-22. [2]

What happens if your SR-22 lapses?

The SR-22 must promise that your insurer will tell DMV within 10 days of any cancellation. If the filing lapses or no longer meets requirements and you do not provide new proof, DMV must suspend your driving privileges until you comply. You must also return your license and registration to DMV. [4]

Don't own a car?

Yes. DMV says you must file an SR-22 even if you don't own a vehicle. An "Operator" certificate covers a person who does not own the insured vehicle(s). [1]

Who has to file one?

A crash while driving uninsured; owning a vehicle involved in an uninsured crash; a conviction for driving uninsured, DUII, or certain other traffic crimes; or applying for a hardship permit. DMV says this list is not complete. [1]

Who handles it

Oregon DMV (Driver & Motor Vehicle Services, part of ODOT) [1]

Common questions

Does the clock start when I file my SR-22?

No. The period runs from the date the filing was first required, not from the day you file. To avoid a suspension, DMV must receive your SR-22 before 5 p.m. on the last business day before the suspension starts. [1][2]

How long do I need an SR-22 after a DUII?

3 years from the date the first filing is required. Your SR-22 must show at least $50,000 per person and $100,000 per crash for injuries, plus $10,000 for property damage. [2][6]

How much does it cost to get my license back?

Oregon DMV charges an $85 reinstatement fee for suspended or revoked driving privileges. DMV's DUII form says you don't owe this fee if you were granted a hardship permit that is still valid when the suspension ends. [3][6][7]

I don't own a car. Do I still need an SR-22?

Yes. DMV says you must file even if you don't own a vehicle. An "Operator" certificate covers you as a non-owner, and a vehicle owner can also file one "on behalf of" an employee or immediate family member, who may then drive only the owner's insured vehicle. [1]

What happens if my SR-22 policy is cancelled?

Your insurer must tell DMV within 10 days, and DMV will suspend your driving privileges until you file new proof. You must also return your license and registration to DMV right away. Not doing so is a misdemeanor. [2][4]

I moved out of Oregon. Do I still need to file?

Yes. If you owe an Oregon SR-22, you still file it with Oregon DMV. Another state may refuse to license you while you're suspended in Oregon for not filing. [1]

Sources

Oregon DMV - SR-22 Information (official agency page, accessed Oct 5, 2026)
ORS Chapter 806 - Financial Responsibility Law (2025 edition) (statute, accessed Oct 5, 2026)
ORS Chapter 807 - Driving Privileges and Identification Cards (fees, ORS 807.370) (statute, accessed Oct 5, 2026)
ORS Chapter 809 - Refusal, Suspension, Cancellation and Revocation (statute, accessed Oct 5, 2026)
Oregon DMV - Suspension/Revocation/Cancellation Guide (Form 7484, rev. 1/2026) (official agency page, accessed Oct 5, 2026)
Oregon DMV - DUII Suspensions, Hardship Permits, and Reinstatements (Form 735-6826) (official agency page, accessed Oct 5, 2026)
Oregon DMV - Fine Remittance (official agency page, accessed Oct 5, 2026)