SR-22 cost calculator
State fees from official sources · Insurance prices from Insurance.com (May 2026)
An SR-22 costs much more than its filing fee, because you pay a higher premium for every year you must keep it. Pick your state to add it all up. Use your own premium or a quote if you have one.
What this calculator leaves out
- Fines, court costs, DUI (driving under the influence) classes and ignition interlock costs, which depend on your case.
- Extra reinstatement fees for each additional suspension. Your state's reinstatement checklist lists them.
- What happens to your premium after the filing period ends. The calculator counts only the years you must keep the SR-22.
- A lapse. If your coverage lapses, you can owe the reinstatement fees again (see what happens if an SR-22 lapses).
Insurance prices: Insurance.com - SR-22 insurance cost: How does an SR-22 work? (state table: SR-22 with 1 DUI), updated May 6, 2026, averages for a 40-year-old driver with good credit and a Honda Accord LX, full coverage (100/300/100 liability, $500 deductibles), 12-mile commute, 10,000 miles a year; rate data from Quadrant Information Services across more than 220 insurers and 34,588 ZIP codes. In states that don't use the SR-22, the study's figures show the DUI increase. State fees and periods: each state's verified data on this site.
Questions people ask
How much does an SR-22 cost?
The form itself is cheap: insurers charge a filing fee that Insurance.com puts at about $25 each time your policy renews with the filing. The big cost is the higher premium. In the middle state of the 50 states and DC, a driver with an SR-22 after one DUI pays about $3,681 a year on average, and the typical increase over a clean record is 100%. State averages run from $2,290 in New Hampshire to $7,808 in California (Insurance.com, May 2026).
Where do the numbers come from?
State fees and filing periods come from each state's page on this site, where every fact links to an official state source. Insurance prices come from Insurance.com's rate study (May 2026), because no state publishes them. The study's averages are for a 40-year-old driver with good credit and a Honda Accord LX, full coverage (100/300/100 liability, $500 deductibles), 12-mile commute, 10,000 miles a year; rate data from Quadrant Information Services across more than 220 insurers and 34,588 ZIP codes.
Is this a quote?
No. It's an estimate built from state averages for one sample driver. Your price depends on your record, age, car, ZIP code and insurer. For a real number, get quotes and type the one you like into the calculator.
Can I lower the state's fees?
Some states offer payment plans, amnesty or waivers. Our SR-22 cost guide lists the official ones we've confirmed, and your state's license reinstatement checklist lists every fee.
Your state's rules
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